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CityLearning

Sector

Compliance training for fintech & payments

Payments and e-money firms scale fast and face intense scrutiny on financial crime, safeguarding and fraud. CityLearning helps fast-growing fintechs build a compliance culture and evidence training across a distributed workforce.

Regulated by FCA

Priority courses for fintech & payments

Also relevant

~20 min

Anti-Bribery & Corruption

Anti-bribery training for UK firms, covering the Bribery Act 2010, the firm's obligations, and how to handle gifts, hospitality and third-party risk.

Financial crime
~20 min

Anti-Harassment & Inclusion

Support a respectful, inclusive workplace and explain responsibilities under the Worker Protection Act and the FCA's focus on non-financial misconduct.

Ethics & culture
~15 min

Business Ethics

Strengthen ethical decision-making and conflicts-of-interest awareness, reinforcing the culture and values regulators expect firms to embed.

Ethics & culture
~20 min

Client Assets (CASS)

Explain how firms must protect client money and custody assets under the FCA's CASS rules, so they can be returned promptly if the firm fails.

Regulatory & conduct
~25 min

Combating Financial Crime

A single overview of the financial crime landscape, covering money laundering, fraud, bribery and sanctions, and every employee's role in preventing it.

Financial crime
~20 min

Competition Law

Explain UK competition law in practical terms: what anti-competitive conduct looks like and how to avoid it in everyday business dealings.

Regulatory & conduct
~15 min

Complaints Handling

Ensure staff can identify, record and handle complaints in line with FCA DISP rules and deliver fair outcomes for customers.

Regulatory & conduct
~20 min

Conduct Risk

Help staff recognise conduct risk in their day-to-day decisions and understand how poor conduct leads to customer harm and regulatory action.

Regulatory & conduct
~15 min

FCA Conduct Rules

A focused course on the Individual Conduct Rules and what acting with integrity, due skill and care looks like in real situations.

Regulatory & conduct
~20 min

Consumer Duty

FCA Consumer Duty training covering the four outcomes and cross-cutting rules, helping every role deliver and evidence good outcomes for retail customers.

Regulatory & conduct
~20 min

Diversity, Equality & Inclusion

Build an inclusive workplace by explaining the Equality Act, tackling bias and discrimination, and showing how diversity supports better outcomes.

Ethics & culture
~20 min

FCA & PRA Regulation

An accessible introduction to the UK's regulators: who the FCA and PRA are, what they expect of firms, and how regulation affects everyday work.

Regulatory & conduct
~15 min

Operational Resilience

Operational resilience training for UK firms covering the FCA/PRA framework, important business services, impact tolerances and each team's role.

Data & operational
~20 min

Financial Sanctions

Financial sanctions training for UK firms, equipping staff to screen against and comply with sanctions regimes, including OFSI obligations.

Financial crime
~20 min

Sexual Harassment

Explain what sexual harassment is, the employer's preventative duty under the Worker Protection Act, and how to challenge and report it safely.

Ethics & culture
~25 min

Senior Managers & Certification Regime (SM&CR)

SM&CR training for UK firms covering individual accountability, the Conduct Rules and reasonable steps, helping staff meet FCA and PRA expectations.

Regulatory & conduct
~15 min

Whistleblowing

Build confidence in speaking up, explain the firm's whistleblowing arrangements and the legal protections available to those who raise concerns.

Ethics & culture
~15 min

Workplace Health & Safety

Explain everyone's responsibilities for health and safety at work, covering common office and hybrid-working risks under UK law.

Ethics & culture

Frequently asked questions

What compliance training do UK fintechs need?
UK fintechs and payment firms must train relevant staff on AML under the Money Laundering Regulations 2017, fraud prevention, UK GDPR and data protection, safeguarding (for e-money firms) and SM&CR Conduct Rules for FCA-regulated entities. The right programme depends on the firm's regulated permissions, growth stage and risk profile.
What AML training do UK payment firms need?
Payment and e-money firms authorised under the Payment Services Regulations or Electronic Money Regulations are within scope of the MLRs 2017. They must train staff on customer due diligence, transaction monitoring, suspicious activity reporting and the firm's AML risk profile. Fast-growing firms must scale training as their workforce and customer base expands.
Do fintechs need SM&CR training?
FCA-authorised fintechs are subject to SM&CR and must train all staff on the Individual Conduct Rules. Firms with Senior Management Functions must provide SM&CR training for their senior managers and certified persons. For fast-growing fintechs hiring quickly, embedding SM&CR training into onboarding keeps compliance in step with headcount growth.
Do fintech firms need Consumer Duty training?
Fintechs and payment firms that distribute products or services to retail customers must comply with the FCA's Consumer Duty and train relevant staff on the Consumer Principle, the cross-cutting rules and the four outcomes. Consumer-facing fintechs should focus on consumer understanding and support, including how they identify and respond to vulnerable customers.
How do fast-growing fintechs manage compliance training at scale?
Fast-growing fintechs should build mandatory training into onboarding from day one, using a platform that auto-assigns modules by role. A learning management system with time-stamped records and real-time completion reporting lets compliance teams evidence training to the FCA without manual tracking as headcount increases rapidly.

Further reading

See the fintech & payments library in action

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